Gold IRA Fee Comparison Chart 2026: Every Company Side by Side
Compare setup fees, annual custodian costs, storage fees, bullion markup ranges, minimums, and fee-transparency notes across the Gold IRA companies reviewed on this site.
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Affiliate disclosure: Some links on this page may be sponsor links. The site owners may be paid if customers request information from companies mentioned here. Fees can change, and quotes vary by account size, custodian, storage choice, metal type, and promotion. Customers should verify current written terms directly. Past performance does not guarantee future results.
Across the Gold IRA companies compared here, annual custodian and storage costs commonly fall between roughly $175 and $600, while one-time setup fees and dealer bullion markups vary far more widely — meaning the headline fee rarely reflects the true total cost of ownership.
Source: 401ktogoldira.org fee benchmark compiled from published custodian and provider fee schedules. Provider-specific, not an industry average; verify current written terms directly.
Interactive Gold IRA Fee Comparison Chart
This chart uses best-available public and article-sourced fee ranges. It is not a live provider quote. Use it to prepare better questions before requesting written terms.
| Company | Minimum | Setup | Annual admin + storage | Storage | Markup / spread notes | Fee transparency | Annual drag | Notes |
|---|---|---|---|---|---|---|---|---|
| Augusta Precious Metals Research notes | $50,000 | $275 first-year total | $225/year recurring | $100/year pooled | ≈5% standard bullion | Published fee sheet | — | Flat-dollar schedule. Promotional fee offsets may vary by account size and offer terms. |
| Goldco Research notes | $25,000 | ≈$50 | ≈$125/year custodian | ≈$100/year | 5–10% on bullion | Partial; quote-dependent markups | — | Customers should request written spread, custodian, storage, and buyback details before funding. |
| Birch Gold Group Research notes | $10,000 | ≈$50 | $80–$100/year | ≈$100/year | 4–10% on bullion | Partial; not fully itemized | — | Broad product catalog; customers should compare standard bullion vs premium products carefully. |
| Noble Gold Research notes | $20,000 | $80 one-time | $125/year | $150/year segregated | 5–9% on bullion | Support-page schedule noted | — | Noble Gold IRA minimum is $20,000. Direct non-IRA purchases may use different minimums. |
| American Hartford Gold Research notes | $10,000 | ≈$50–$230 | $75–$125/year tiered | ≈$100/year | 3–5% gold; 8–12% silver | Partial; ranges and quote details | — | Promotions and fee waivers can change total cost; request current terms in writing. |
| Preserve Gold Research notes | $10,000–$25,000 | ≈$50, sometimes waived | $100–$175/year | ≈$100/year pooled | 4–9% on bullion | Partial; details by quote | — | Verify the current minimum, fee schedule, promotion terms, and spread before funding. |
| Lear Capital Research notes | $10,000 | Bundled first-year cost | $200/year after first year | Bundled in annual structure | 7–12% bullion spreads | No standalone fee sheet | — | Review total bundled cost, complaint record, and spread assumptions carefully. |
How to Read the Chart
- Setup fees are one-time account opening or first-year costs where public ranges are available.
- Annual admin + storage estimates combine recurring custodian and storage costs where the source material supports a combined view.
- Markup/spread notes matter because dealer spread can exceed years of flat annual fees.
- Annual drag estimates fixed recurring fees as a percentage of the selected account size. It does not include markup, liquidation spread, taxes, RMDs, or market movement.
Methodology and Source Notes
The chart consolidates fee notes from this site’s provider reviews, the American Hartford Gold fees article, the Augusta Precious Metals fees article, public company materials, BBB/company-profile checks, and common public fee summaries. Where fees are quote-dependent, the chart uses ranges and directs customers to request written confirmation.
Customers should ask each provider for a written fee schedule, metals pricing against spot, storage type, buyback terms, promotion terms, and custodian/depository details before funds move. Customers should also speak to a financial or tax advisor before making rollover, tax, RMD, or distribution decisions.
Use this chart with the quote checklist
The fee chart shows comparison categories. The quote checklist shows what to verify in writing before committing funds.
Open the Gold IRA Quote Checklist →Embed or Cite This Chart
Source: 401ktogoldira.org Gold IRA Fee Comparison Chart 2026.
https://401ktogoldira.org/gold-ira-fee-comparison-chart/Article reviewed and edited by Daniel — independent precious-metals retirement researcher.
Further Reading
Gold IRA Company Comparison DatabaseCompare provider minimums, BBB records, storage notes, and buyback-policy prompts.
Gold IRA Quote ChecklistUse a 15-point checklist before comparing written provider quotes.
American Hartford Gold FeesReview one provider’s setup, storage, markup, and promotion details.